Accepting Credit and Debit Cards

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Credit and debit cards are one of the most common ways customers choose to pay. This article covers how card payments work with CivicPlus Payments, how you can accept them online or in person, and tips for ensuring secure, successful transactions.

What Card Types are Supported?

Our platform supports:

  • Visa

  • Mastercard

  • Discover

  • American Express

Accepting Cards Online

You can accept card payments through the public-facing side of the CivicPlus software. Your residents will be able to go through a secure hosted payment form, where they will be able to send a payment.

Security checks include:

  • AVS

  • CVV verification

Accepting In-Person Card Payments

To accept in-person payments:

  1. You’ll need a supported payment device

  2. Transactions can be chip (EMV), swipe, or tap (contactless)

  3. Your device must be registered and configured

  4. Once it’s configured, you can initiate in-person transactions for your residents through the CivicPlus software

Tips for Secure & Smooth Transactions

  • Encourage customers to insert or tap instead of swiping

  • Avoid manually keying in card numbers when possible

  • Ensure the internet and device connection are stable during transactions

  • Enable AVS and CVV checks to reduce fraud

Troubleshooting & Help

If you experience card declines, terminal/device issues, or error codes: