Global Payments Integrated's (formerly OpenEdge) Decline Minimizer is a feature that enables CivicPlus Payments to capture card updates. This allows for your cards-on-file to remain valid even when a card has a new expiration date or is otherwise updated by the card issuer.
Benefits
Keeps cards-on-file up-to-date
No longer have to track down residents to get updated payment information
Avoid lost or delayed payments due to declines
By default, all CivicPlus Payments accounts should have the decline minimizer activated. If you are seeing a higher-than-normal rate of declines, check with Global Payments Integrated to ensure that the decline minimizer is active for your account.